How To Properly Assess A Risk

Everyone faces risk. In fact, you face a plethora of risks day in and day out. You probably don’t even realize the risks you face.

There are risks that you can easily assess. Crossing the road, navigating your car, or going into work.

Tiny risks, yes. But risks none the less. And you take them on without a care.

Then there are higher consequence risks. The risks that makes you wonder. The risks you wonder how to properly assess them.

In his book, Take The Risk: Learning to Identify, Choose, and Live with Acceptable Risk, Ben Carson lays out the foundation for making wise choices when it comes to facing risk.

The BWA

Carson uses a system called the BWA, or Best/Worst Assessment. The BWA is a system you can use to decide whether or not to take a risk.

4 Reasons You Need To Stop Asking Why Me?

I’m pretty sure there’s not a person out there who hasn’t asked “Why me?” This question has almost become default for many people today.

Every time something bad happens, they automatically ask why bad things happen.

But asking Why Me won’t really help you. In fact, asking this question hinders you more often than anything else.

You might be asking yourself Why Me?

Image by Anne Hornyak

We’ve got to begin shifting our mindsets and asking better questions. Why me has to be one of the least productive questions to ask yourself.

Why? I’m glad you asked. What you’ll find in this post is the answer to that question and why you need to stop asking Why Me?

1. Asking why me? places the focus on you: We’ve got to get over the thought the world revolves around us. It doesn’t. We’re just one more person on the rock that’s circling the sun.

The Absolute Worst Question You Could Ever Ask

We’ve all been told that the only bad question is the one not asked.

That’s a lie. You know it. I know it. There is such a thing as a bad question.

Question Mark Man

Image by Marco Belluci

Just think about your last trip to the store. It may have gone something like this:

You enter through the automatic door. There’s a couple of sales associates chatting. And then you’re approached by a different sales associate.

He greets you by asking “Can I help you with anything today?”

Your instincts kick in and you answer, almost robotically, “No, I’m just browsing today.”

You’re able to answer with a yes or a no. No need to expound upon why you’re in the store.

The question gave you an easy out and you took it. Effectively ending the conversation.

“Can I help you?”

Why You Must Ask

Many people are self starters. They’re ready to pick up a task and get it done. You love them.

Then there are those that never start. They never seem to do anything.

There’s a simple action that needs to happen.

Question Mark Graffiti

Image by Balil Kamoon

You must ASK them to do a task.

Asking is the beginning of receiving. Make sure you don’t go to the ocean with a teaspoon. At least take a bucket so the kids won’t laugh at you.
— Jim Rohn

It’s not that they don’t want to be productive or to start a product. Many times it’s they don’t know the task is important. So they let it linger.

Rosario Dawson and Maria Teresa Kumar of Voto Latino learned this lesson. Their mission is to get Latinos excited to vote.

What Do You Do?

You’re at a networking event. Mingling and conversing with people you’ve never met. There are tons of questions to ask. But one that gets asked more than anything.

What do you do?

Red and white puzzle pieces

Image by Patrick Hosely

Without a thought we normally spew out the simple answer. Stating the career we’re in. Or what we do professionally.

And we state it in simplistic terms.

  • I work in IT
  • I’m an accountant
  • I make sales

Is that all that you do? Do you just work in a field?

If you’re anything like me, the answer to the question is a resounding NO.

There’s so much more to you than what you do during your day job.

For example, let’s look at what I do.

My day job is that of an IT professional. Simply put, I make sure the computers at my place of employment are up and running.